| High school life is over. You've moved
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| | proof of your work or assets.
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| away from home and you're starting a
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| | Tip #4 Speaking of interest rates, the
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| brand new chapter in your life with
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| | first thing you should look for in a
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| college. Independence feels great, but
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| | credit card is the lowest possible
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| it's sure to feel greater if you've got
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| | interest rates. This might mean not being
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| your own credit card, don't you think?
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| | able to enjoy a reward-based credit card,
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| 8 Tips for College Students Wanting to
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| | but at your age, you might not yet afford
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| Apply for a Credit Card
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| | the higher rates charged by credit cards
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| Here's what you can do to make the credit
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| | offering reward points. If you see a 0%
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| card application process as hassle-free
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| | APR credit card, make sure to check how
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| as possible.
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| | long the offer would last and what the
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| Tip #1 Prepare proof of identification.
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| | standard APR is afterwards.
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| Have your photos ready as well as all
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| | Tip #5 A number of credit cards allows
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| your valid IDs. Credit card companies
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| | you to apply even without a cosigner, but
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| will always have to verify that you are
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| | some of them tend to have stricter
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| indeed who you say you are before you can
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| | application requirements. If you don't
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| proceed any further. IDs where your age
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| | want to go through the trouble of
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| is stated are also preferred because you
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| | submitting additional requirements,
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| have to prove you're at least 18 years
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| | simply ask your parent or legal guardian
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| old as well. If you have any bills under
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| | to act as your guarantor when you apply
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| your name, take them with you as well
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| | for a credit card.
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| because they can serve as proof of
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| | Tip #6 Always look for a credit card that
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| residence.
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| | allows you to manage your account online.
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| Tip #2 Prepare proof of schooling. Credit
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| | This will allow you to check your account
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| card companies generally prefer to issue
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| | balance regularly and know when and how
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| credit cards to students who belong to
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| | much you have to pay for your credit card
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| accredited colleges and universities. If
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| | every month.
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| you belong to such a school then you're
| |
| | Tip #7 There are a few additional perks
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| in luck. If not, you can compensate it by
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| | that you might deem necessary. If you are
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| showing your previous records - if
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| | fond of shopping online, look for a
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| they're excellent, that is. Just like
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| | credit card that offers you fraud
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| when you're applying for a driver's
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| | liability guarantee at no extra cost.
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| license, credit card issuers also take
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| | Other credit cards offer you "thank you"
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| academic and extra-curricular excellence
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| | points for being a prompt payer.
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| as a sign of maturity and trustworthiness
| |
| | Tip #8 Now that you know what you need
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| in your part.
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| | from a credit card, find one that matches
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| Tip #3 Prepare proof of financial assets.
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| | your preferences and then submit your
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| Student credit cards tend to charge
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| | application. Remember to be courteous and
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| higher rates than usual, but you might be
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| | answer all their questions honestly.
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| qualified for lower rates if you're
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| | You're sure to have your application
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| already working or you have money and a
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| | approved in no time. Have fun with
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| bank account in your name. Either way,
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| | responsible swiping!
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| make sure you can submit documentary
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| |
|
