| Do you have trouble coming up with Christmas | | | | $25 for uncle Bob. Setting a budget allows you to |
| gift ideas for your wife, husband, girlfriend or | | | | target the right gifts. With a $25 budget for uncle |
| boyfriend? Need assistance? Look no further. | | | | Bob - you know that items such as jewelry and |
| There are a number of ways to tackle the | | | | electronics are out of budget. |
| Christmas gift giving season. The most important | | | | 3. Group people as much as you can. For |
| aspect of making sure that you give well, is to | | | | example, if you have to buy for five boys |
| start early. This doesn't mean that you start | | | | between the ages of 4 to 10 - group them and |
| buying Christmas gifts in July. Rather, what you | | | | try to purchase all their gifts at one time. This will |
| want to do is plan out how many people, you will | | | | save you time but it will also save you money. If |
| be buying for and how much you want to spend. | | | | you purchase online, you will only have to pay |
| Here are four steps to finding Christmas gifts | | | | shipping and handling, one time. If you drive to the |
| within your budget. | | | | mall, you will only need one trip instead of multiple, |
| 1. Write down the names of everyone that you | | | | gas expending trips. |
| will be purchasing a gift for, this Christmas. This | | | | 4. Be flexible. Have multiple gift ideas for the picky |
| list could have changed since last year, because of | | | | loved one, that you are eager to impress. For |
| life events such as births, death, relocation, | | | | example, decide on two or three gifts for your |
| divorce, etc. | | | | wife or husband, just in case, the first idea falls |
| 2. Put a dollar amount next to each name. For | | | | through. |
| example, you may want to spend no more than | | | | |