10 Tips for Staying Within your Christmas Budget

You've saved all year (ok, maybe just for athen put them in a fun cosmetics or shaving bag.
couple of weeks) to buy Christmas gifts, and now7. Warm up your glue gun - or your stencils or
you're finding that you're running low on dough.stamps or...well, you get the picture. Putting your
How are you going to buy gifts for everyone oncraft skills to work is a great way to create
your list? These 10 tips will help you select justthoughtful, inexpensive gifts. Are you buying for
the right gifts without going into the dreadedsomeone who likes to send cards? You can pick
"Christmas debt."up a set of blank cards and envelopes for next to
nothing at craft stores, and then emboss them or
1. Make a list of any "must-have" gifts for thedecorate them with rubber stamps and ink
people on your list (like that mp3 player youryourself. Or maybe you have some great photos
daughter just HAS to have). Once you've jottedof a dear friend. Create a unique collage or
these down, do some quick research online to findcalendar with copies of your favorite snapshots,
the lowest price. Remember to compare bothand voila - you've got a unique and heartfelt gift.
stores in your area and also online stores that8. Decide not to give. This doesn't mean you
have special shipping offers.should stop giving altogether, Scrooge. Simply
2. If you're getting a gift for parents or in-laws,discuss with your friends the possibility of not
consider a group gift. A nice television or piece ofexchanging gifts for Christmas. Instead, you can
furniture is much more affordable when the costget together at a restaurant for a holiday dinner
is divided between you and all of your siblings.or have a potluck and girls night at someone's
3. Suggest doing a name exchange for the adulthouse. For years, my friends and I have chosen
members of your extended family. Why? Doesn'tto exchange nothing more than cards for
it make more sense to spend $50 or $100 on aChristmas, and focus on our birthdays instead.
nice gift for one person, rather than $5 or $10 on9. Forget about cards. Holiday cards are nice, but
so-so gifts for each person? Everyone canif you want to save yourself time and postage,
purchase gifts for the young children, if you socreate a free photo sharing family Website.You
choose.can include your traditional "holiday letter" and then
4. Make sure you really know your friends. Whatupdate it after the holidays so people know
are their interests or hobbies? Do they like towhat's going on in your life all year long. Many
entertain? The answers to these questions (andsites offer free web sites that take only
others) can yield some great (and inexpensive)moments to set up, and you can even control
gift ideas. The music lover will appreciate a musicwho sees it. Just email the URL and password to
download card (even if it's for $15), and youryour friends and family.
friend who loves to entertain will enjoy some nice10. Repeat after me: Theme gifts are good. And
linen napkins or place mats, which can be foundif you're creative enough, no one will know that it
for a bargain nearly anywhere.didn't cost you much. For example, if you know a
5. Dust off your baking pans! Seriously...whofamily who likes to rent movies, create a Movie
doesn't love cookies, candies and sweets?Night Basket. You can get an inexpensive basket
Homemade holiday cookies, candies and suchalmost anywhere (probably even the back of
make thoughtful gifts for neighbors, teachers andyour closet), then just add a $10 movie rental gift
coworkers. Just put them in festive tins orcard, a couple of bags of microwave popcorn
colored plastic wrap, both of which are very(there's probably some in your cabinet), and an
inexpensive.assortment of packaged candy (M&Ms, Junior
6. Never underestimate the power of sampleMints, Milk Duds, etc.,). For about $15, you've
sizes. Is there a frequent traveler who must dealcreated a gift that anyone would love to receive.
with pesky airline regulations or a college studentThere really are ways to stay within your budget
with limited storage space on your list? Purchaseat Christmas. Just use a little creativity and put
small or trial sizes of designer perfumes orforth a little effort and you'll have a merry holiday,
colognes, lotions, shaving creams and shampoos,indeed.